Are you tired of having to keep up with warnings from the CDC, the U.S. Department of State, various countries, the World Health Organization, and so on? It is very difficult to understand when and under what circumstances you are really covered.

Before answering that, it is very important to understand that there are primarily two types of travel insurance plans on the market:

Trip Cancellation

InsuranceProvides coverage for prepaid trip costs in case you have to cancel your trip due to specified reasons.When you are on your trip, it also covers situations like trip interruption, emergency medical evacuation, emergency medical, repatriation of remains, lost baggage, and more.

Travel Medical Insurance

Provides short-term medical insurance while you are traveling outside your home country. Other travel-related benefits such as emergency medical evacuation, repatriation of mortal remains, etc., are also covered.